Vajpayee Bankable Loan Yojana 2021- Eligibility, Interest and Forms

Vajpayee Bankable Loan Yojana Gujarat Eligibility, Interest & Form 2021. Shri Vajpayee Bankable Loan Scheme Gujarat Online Application Form 2021.

Vajpayee Bank eligible Scheme to provide financial loan/assistance. To cottage industry artisans through Nationalized Banks, Co-operative Banks, Public Sector Banks, Private Banks.

Scheme for providing financial assistance to artisans of cottage industry through nationalized banks, co-operative banks, public sector banks or private banks.

this scheme is to provide self-employment to unemployed persons in urban and rural areas. Disabled and blind persons are also eligible to get benefits under this scheme.

 

Shree Vajpayee Bankable Loan sahay

Purpose 

The objective of this scheme is to provide self-employment to unemployed persons in the urban and rural areas of Gujarat. Disabled or blind people will also be able to take advantage of this scheme.

 

Eligibility of the Scheme

Age
  • 18 to 65 years
Educational Qualification
  • At least Class-IV (IV) Passed OR

Training/Experience: At least 3 months training from private institute suitable for the trade or at least one month training from Government recognized institute or one year experience related to the trade or should be an inherited craftsman.

Overnight Subsidy on Loan Amount: Subsidy for industry, service and business sector will be available in the form of Haveli Bail.

 

Vajpayee Bankable Loan Scheme Maximum Limit for Bank Loan

No income limit

  • Bank ceilings by borrowers.
  • Industry sector Maximum 8 lakhs.
  • Service sector Maximum 8 lakhs.
  • Business sector Maximum 8 lakhs.

Subsidy rate on loan amount

The subsidy rate for industry, service and business sector under this scheme will be as follows.

Area General Category SC / ST / Ex-Servicemen / Female / 40% Blind or Handicapped

  • Rural 25% 40%
  • Urban 20% 30%

Maximum Limit of Assistance: Order Field Support Limit (Amount in Rs.)

  • Industry : ₹1,25,000
  • Service : ₹1,00,000
  • Business General Category Urban : ₹60,000
  • Rural : ₹75,000
  • Reserved Category Urban/Rural : ₹80,000

Note: In case of blind or handicapped beneficiary, the maximum assistance for any area is Rs. 1,25,000/-

Assistance rate on loan amount

Important Links For Scheme

A scheme for providing financial assistance to the craftsmen of Cottage Industries through Nationalised Banks, Co-operative banks, Public sector Banks or Private Banks.

 

Increasing credit limit under Vajpayee Bankable Scheme

 Ojas Gujarat Jobs Shri Vajpayee Bankable Scheme in Gujarat Financial loan / Assistance plan 2020-21

The objective of this scheme is to provide self-employment to unemployed persons in urban and rural areas. Disabled and blind persons are also eligible to get benefits under this scheme.

Contact : Relevant District Industries Center

Form : District Industries Centers are available on this website and as follows.

Application form for Shri Vajpayee Bank eligible scheme

Project Profile

Vajpayee Bankable Scheme Loan Interest Rate, Vajpayee Bankable Scheme Wikipedia, Gujarat Government Subsidy Loan, Vajpayee Yojana 2019 Application Form, Vajpayee Yojana Scholarship, Manav Kalyan Yojana, District Industries Center Gujarat Loan Form, Bachat Bhawan Loan Ahmedabad.

 

FAQ

  • What is Shri Vajpayee Bankable Yojana?
The scheme provides opportunities for unemployed and educated artisans to become self-employed. The maximum loan amount available to a person under this scheme is Rs. 8 lakh for industry, Rs. For 6 lakhs Services and Rs. 3 lakh for business.
Subsidies under this scheme from 20% to 40% Beneficiary class. The upper limit of the grant is Rs. 1.25,000 for industry, Rs. 1,00,000 for services and Rs. 80,000 for companies. Project profiles are available at https://www.cottage.gujarat.gov.in/eng/?page_id=336
  • Which are the eligibility criteria for Shri Vajpayee Bankable Yojana?
  1. Age Limit : between 18 to 65 years.
  2. Educational Qualification : Std. 4 Pass / have undergone training concerned business for about 3 months / One year experience of concerned business/traditional artisan or having 1 month training in related business from Government recognised institute.
  3. Family Income : No income limit.
  •  What are the benefits under Shri Vajpayee Bankable Yojana?

Financial assistance provided : 20% to 40%
General Category, 20% subsidy in urban area and 25% in rural area with maximum subsidy up to Rs. 1.25 lakh for Industry, Rs. 1 Lakh for Service and Rs. 80,000 for Business.

For SC/ST/Ex-service Man/Woman/40% or more Blind or PH 30% subsidy in urban and 40% subsidy in rural area with maximum subsidy up to Rs. 1.25 lakh for Industry, Rs. 1 Lakh for Service and Rs. 80,000 for Business.

The maximum amount of loan available to an individual under this scheme is Rs. 8 lakh for Industry, Rs. 6 lakh for services and Rs. 3 lakh for Business.

Subsidy under this scheme ranges from 20% to 40% depending upon the category of beneficiary. The upper limit of subsidy is Rs. 1,25,000 for Industry, Rs. 1,00,000 for Services and Rs. 80,000 for Business.

  • Where can I get Application Form of Shri Vajpayee Bankable Yojana?

The application form is available at Concerned District Industries Centre. It is also available online at https://www.cottage.gujarat.gov.in/wp-content/uploads/2012/12/VBY.pdf

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